Co-operatives

sefa provides the following loan products:

1.1.1 Start-loans: Loans offered through Direct-Lending to survivalist non-financial co-operatives for working capital e.g. for small orders from government departments, municipalities and private sector.

1.1.2 Business Loans: Loans offered through Direct Lending to all types of co-operatives for funding enterprise projects e.g. purchasing production machinery etc. and working capital.

1.1.3 On-lending loans: Loans offered through Wholesale Lending to Financial Co-operatives and Co-operative Banks to on-lend to their members.

1.2 Institutional Strengthening :

sefa provides the following institutional strengthening support :

2. PRICING

sefa charges interest rate and other fees based on its pricing model and risk profile of the co-operative.No fees are charged to start-up co-operatives.

3. MAXIMUM LOAN AMOUNTS
4. LOAN REPAYMENT PERIOD

Maximum period: 5 years.

5. HOW TO APPLY