Why choose sefa?
Access to finance is one of the biggest hurdles small businesses in South Africa face.
The Small Enterprise Finance Agency (sefa) provides development finance to SMMEs and Co-operatives that are not able to attract commercial credit. sefa is committed to providing these entities with the best service and expertise, and strives to do so in innovative and creative ways.
What we do
The Small Enterprise Finance Agency (sefa) provides financial products and services to qualifying SMMEs and cooperatives, as defined in the National Small Business Act of 1996 and amended in 2004, through a hybrid of wholesale and direct lending channels within the following sectors:
- Services (including retail and wholesale trades and tourism)
- Manufacturing (including agro-processing)
- Agriculture (specifically land reform beneficiaries and contract-farming activities)
- Construction (small construction contractors)
- Mining (specifically small-scale miners)
- Green industries (renewable energy, waste and recycling management)
How to apply for fundingApply now
- 15 Jun 2022
- - #SuccessStory
When one company is supported to succeed, others will, tooRead more
Madiba established Sakhe in 2020 in order to acquire two interrelated engineering businesses, Gehring Engineering and AIG Plasma. The Small Enterprise Finance Agency (sefa) assisted him with the funds to acquire the companies and stock, along with working capital.
- 14 Jun 2022
- - Press release
sefa and the AIDC announce partnership to give SMMEs in the automotive and manufacturing industries a leg upRead more
sefa and the AIDC announced a combined initiative that aims to support South Africa’s automotive and manufacturing industries by improving access to opportunities for SMMEs and boosting supply-chain and enterprise development.
- 14 Jun 2022
- - Youth
Reducing youth unemployment in South Africa and worldwideRead more
In this extract from his paper titled “Strategies for reducing youth unemployment in South Africa”, Jubane talks about macroeconomic and microeconomic policies that can be used to reduce youth unemployment in South Africa and worldwide.
- 27 May 2022
- - News
National Integrated Small Enterprise Development (NISED) MasterplanRead more
The NISED Masterplan forms the third iteration of the high-level strategic framework of SMME development and targeted support, following the White paper in 1995, the Integrated Strategy for the Promotion of Entrepreneurship and Small Enterprise (ISPESE) in 2004 and the Improvement plan developed in 2019 post the ISPESE’s evaluation.
- 7 Apr 2022
- - Newsletter
Our latest newsletter - Asibonisane e-newsletter: let's connectRead more
In our latest newsletter we spotlight the Amavulandlela Funding Scheme and our SMME roadshows. Our CEO gives some advice we help with common application pitfalls.
- 17 Mar 2022
- - Press release
Financial assistance for entrepreneurs with disabilitiesRead more
The sefa Amavulandlela Funding Scheme is set to usher businesses of entrepreneurs with disabilities into the mainstream economy.