sefa - Accessible Development Finance

Do you qualify for sefa finance?

sefa considers all applications for finance, however, you must have a business plan.
Check our list of criteria to see if you qualify.

Learn about sefa products

sefa offers loans through direct and wholesale lending from R500 up to R15-million

Learn about our sefa services

sefa provides financial products and services to qualifying SMME's and Co-operatives

How sefa makes an impact?

sefa’s impact is seen in the sustainable businesses it has helped to grow, from micro enterprises to medium-sized companies

Want finance?

are you a small business looking to expand, an entrepreneur wanting to start a business or a person with a business plan and you need finance? You are at the right place

Accessible Development Finance

Easy access to finance in an efficient and sustainable way, to SMME's throughout South Africa..

Best Service &
Expertise

sefa’s focus is the financing needs of SMMEs and Co-operatives. The agency is committed to providing them with the best service and expertise.

Responsiveness,
Innovation & Creativity

Our commitment to development of SMMEs & Cooperatives helps us to be innovative and creative.

Direct loans of R50 000
up to R15-milion

SMMEs and Co-operatives can access finance through regional offices, sefa co-location offices and satellite offices nationally.

Our Services

Access to finance is one of the biggest hurdles to small businesses in South Africa and in response to this sefa provides assistance to build sustainable businesses, through repayable loans.

sefa offers loans through direct and wholesale lending from R500 up to R15-million. Amongst the products we offer are...

Asset Finance
Bridging Loan
Term Loan
Structured Finance Solutions
Credit Guarantee Scheme
Land Reform Empowerment Fund

Why Choose sefa

Do you qualify for finance?

sefa considers all applications for finance, however, you must have a business plan. Check our list ...

Learn about sefa Direct Lending products

sefa has two lending divisions — direct and wholesale — which have different facilities, offering su...

Learn about sefa Wholesale Lending products

sefa provides financial products and services to qualifying small, medium and micro enterprises and ...

How sefa makes an impact

sefa’s impact is seen in the sustainable businesses it has helped to grow, from micro enterprises to...

Our partners

sefa has a number of partners, all integral to the role the agency plays in its clients’ businesses ...

Amavulandlela Funding Scheme

There is a growing general concern that the majority of people living with disabilities in South Afr...

Latest News

Notices

Inyamazane Fund Launch
25 Apr 2019

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The Minister of Small Business Development, Hon. Khumbudzo Ntshavheni is appalled at the misinformat..
| 18 Jan 2021

CEO interview Newzroom Afrika
| 10 Dec 2020

CEO interview Radio 702
| 10 Dec 2020

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