Business Recovery Package

Business Recovery Package


Please note that the processing of all Business Rescue Fund applications has been closed.


The Business Recovery Package (BRP) is a blended finance scheme aimed at assisting uninsured businesses that were negatively affected by the recent vandalism and looting in KwaZulu-Natal and Gauteng. Its primary objective is to support entrepreneurs to rebuild their businesses and preserve much-needed jobs.


The package is designed to target the socio-economic challenges of small enterprises in townships, rural areas, and small towns directly affected by the recent unrest, through:

  • Supporting the most vulnerable from business closure, job losses and income reductions

  • Providing resources to promote social inclusion in building back after the unrest

  • Providing support to the social and solidarity economy to fulfill their missions in relation to responding to impacted community needs

  • Investing in small businesses and traders which have suffered the effects of the unrest

  • Re-establishing supply-chains and routes to market

  • Supporting entrepreneurship and strengthening business partnerships

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Financial support

The programme offers the following financial support:

  • Blended finance, which is a combination of a grant (60%) and a loan (40%)

  • A 5% limit on the interest rate of the loan component

  • Initial payment moratorium of up to 6 months

  • Repayment period of a maximum of 60 months.

  • Maximum funding accessible per entity (enterprise) of R2-million

Non-financial support


Small enterprises will be assisted by the Small Enterprise Development Agency (Seda) to package their funding applications (incomplete applications).


The programme, through Seda, will offer customised business development support based on the needs of the small enterprises.

Qualifying criteria

  • The small enterprise must:
    • Be negatively affected by the unrest that took place in July 2021 (SAPS case number and police statement must be submitted)

    • Be a registered legal entity in South Africa (CIPC)

    • Be 100% owned by South African citizens

    • Have been in operation as at 30 June 2021 (Bank statements to prove operations)

    • Be registered and compliant with the South African Revenue Service

    • Be registered on the National SMME Database –

  • Preference will be given to businesses in KwaZulu-Natal and Gauteng

  • An affidavit confirming that the business is not insured (the conditional grant provided in the scheme will be converted into a loan should the business benefit from insurance post-approval)

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