Direct Lending Products

Direct Lending Products


sefa provides loans directly to small and medium-sized enterprises (SMEs), and cooperatives operating in all sectors of the economy. The facilities range from a minimum of R50 000 to a maximum of R15-million.

Learn more about the different products available below, or download the Direct Lending Product brochure for more information.

Direct Lending Product Brochure (1.326 MB)


Asset Finance

sefa offers asset finance solutions tailored to your business’ needs. We help you to finance a wide range of new and/or used moveable assets.

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Bridging Loan

A bridging loan is a short-term loan that is provided to an enterprise to finance its working capital, such as stock and/or operating overheads.

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Revolving Loan

A revolving loan is a line of credit where the borrower is allowed to use the funds when they are needed.

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Term Loan

Term loans offer businesses the cash they need to purchase other forms of moveable assets.

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