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Direct Lending Products

Direct Lending Products

Overview

sefa provides loans directly to small and medium-sized enterprises (SMEs), and cooperatives operating in all sectors of the economy. The facilities range from a minimum of R50 000 to a maximum of R15-million.

Learn more about the different products available below, or download the Direct Lending Product brochure for more information.

Direct Lending Product Brochure (1.326 MB)

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Inyamazane Funding Scheme

The Inyamazane Funding Scheme offers South African military veterans an opportunity to enter the mainstream economy by accessing credit facilities.

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Amavulandlela Funding Scheme

The Amavulandlela Funding Scheme offers South African persons with disabilities an opportunity to enter the mainstream economy by accessing credit facilities.

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Youth Challenge Fund

In line with National Youth Policy, the YCF will be providing support to youth start-up businesses and enterprises. 

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Asset Finance

sefa offers asset finance solutions tailored to your business’ needs. We help you to finance a wide range of new and/or used moveable assets.

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Bridging Loan

A bridging loan is a short-term loan that is provided to an enterprise to finance its working capital, such as stock and/or operating overheads.

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Revolving Loan

A revolving loan is a line of credit where the borrower is allowed to use the funds when they are needed.

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Term Loan

Term loans offer businesses the cash they need to purchase other forms of moveable assets.

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