Revolving Loan

Revolving Loan


A revolving loan is a line of credit where the borrower is allowed to use the funds when they are needed. It is usually used for clients who have contracts with a predetermined lifespan and monetary value.

Revolving credit facilities are mainly used for operating purposes and the loan amount varies from month to month depending on the client’s current cash flow needs.

The loan is given in advance, and is available to established businesses who are mainly existing sefa clients with satisfactory credit records.


Repayments are structured in relation to the business’ cash flow projections.

Repayment term

The revolving loan repayment term is a maximum of 12 months (or dependent on the duration of the contract).

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