Credit Facility for Informal Traders

To ensure that we meet the needs of even the micro-sized business such as informal traders and street vendors, sefa has designed a funding programme aimed at solely uplifting and sustaining micro-enterprises and other informal businesses trading in the Fresh Produce Markets around the country.

How does the programme work and how do

Informal traders access the funds?The funding takes the form of a ‘revolving loan’ of between R500 and R10 000. Once approved, the same loan amount becomes available for withdrawal on a weekly basis over a 6-month period, providing the client repays the full loan amount. on time each week. As soon as payment has been received, that same amount will be available to the client to trade with again. After the 6 months has lapsed, the trader will have to re-apply for credit if need be.

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